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Discover Bank vs US Bank: Which Is Better?

Discover Bank is an online-only financial institution offering different banking services like checking, savings, money market and even CDs.

They offer high interest rates that are comparable to other big named banks, so be sure to check out all the products they have.

While US Bank has different locations with more than 3,000 branches across 26 states.

They offer a wide variety of checking, savings, CDs, and retirement accounts available to those who are looking for them. Plus they also have specific accounts for students and seniors.

Continue reading below to see a side-by-side comparison between Discover and US Bank, so you can see which one offers the services you need the most.

TOP DISCOVER BANK PROMOTIONS
Find all Discover Bank Promotions here
PROMOTIONAL LINK	OFFER	REVIEW
Discover Bank Online Savings	$200 Cash	Review
Discover Cashback Debit	$360 Cash Back	Review
Discover Bank CD	Up to 1.00% APY	Review
Discover Bank Money Market	Up to 0.35% APY	Review
Discover Bank IRA CD	Up to 1.00% APY	Review

Discover Bank Promotions

Discover Online Savings Discover Money Market Discover CD Discover IRA CD

Open a Discover Online Savings Account for all these features:
• Bonus offer applies for your first Discover Online Savings Account
• Earn $200/$150 Bonus with promo code HMB21 by 12/15/2021
• Fund your first savings account with at least of $25K within 30 days of account open date to earn the $200 Bonus
• Fund your first savings account with at least of $15K within 30 days of account open date to earn the $150 Bonus
• Earn high interest rate of 0.40% APY
• No minimum opening deposit, no minimum balance requirement, and now no fees
• Interest on Discover Online Savings Accounts is compounded daily and credited monthly
• Manage your account online or with the Discover mobile app
• FDIC insurance up to $250,000

See advertiser website for full details

Discover Money Market Account - Checking

• Get started and open a Discover Money Market Account in 3 easy steps.
• Available nationwide online
• Earn high yields with flexible access to your cash.
• Earn 0.35% APY balances $100,000 and over
• Earn 0.30% APY balances under $100,000
• Open with as little as $2,500.
• No hidden fees. No surprises.
• Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs

• Available nationwide online, Discover offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months
• Rates ranging from 0.20% APY up to 1.00% APY.
• Opening a Discover Bank Certificate of Deposit is extremely quick and easy.
• Funds on deposit are FDIC-insured up to the maximum allowed by law.
• Start today with a minimum deposit of $2,500!
• Get started and open a Discover CD in 3 easy steps.

• Available nationwide online
• Select terms as short as 3 months up to 120 months
• Rates ranging from 0.20% APY up to 1.00% APY
• Start today with as little as $2,500!
• Step-by-step help available 24/7 by phone
• Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later)
• Gather your retirement savings into one place.
• Just three steps and you're on your way to saving with a Discover IRA CD.

Compare to Other Banks

Discover Bank:

Discover Bank vs Chase
Discover Bank vs Ally Bank
Discover Bank vs Bank of America
Discover Bank vs Wells Fargo
Discover Bank vs KeyBank
Discover Bank vs Regions Bank

US Bank:

US Bank vs Citibank
US Bank vs Bank of America
Chase vs US Bank
Huntington Bank vs US Bank
PNC Bank vs US Bank
Wells Fargo vs US Bank
Citibank vs US Bank
Bank of America vs US Bank

Bottom Line

Which Bank is Better: Discover or US Bank?

In summary:

Discover Bank's savings and customer service are worth checking out since it offers high-interest rates compared to traditional savings accounts that pay very little interest.
US Bank offers different types of accounts from savings to retirements. They also catering to students and senior citizens.

For more variety of options, see our list of the best bank account bonuses & savings account offers.

More on US Bank:

What Are US Bank's Hours?
How To Open a US Bank Account
US Bank Routing Number
How To Find and Use Your US Bank Login

Bank Offers You May Like See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, Axos Bank, Discover Bank, Wells Fargo, and PNC Bank. See our best rates for Savings and CD.
FEATURED BANK PROMOTIONS
PROMOTIONAL LINK	OFFER	REVIEW
Wells Fargo Everyday Checking	$200 Bonus	Review
Discover Online Savings Account	$200 Cash	Review
Chase Business Complete Banking^SM	$300 Cash	Review
HSBC Premier Checking Member FDIC	$450 Cash	Review
Chase Total Checking®	$225 Cash	Review
Chase Secure Banking^SM	$100 Cash	Review
Huntington 25 Checking	$300 Cash	Review
TD Bank Beyond Checking	$300 Cash	Review
TD Bank Convenience Checking^SM	$150 Cash	Review
Discover Cashback Debit Account	$360 Cash	Review
Huntington Bank Unlimited Plus Business Checking	$750 Cash	Review
Huntington Bank Unlimited Business Checking	$400 Cash	Review
Huntington Bank Business Checking 100	$100 Cash	Review
SoFi Money	$100 Cash	Review
PNC Bank Virtual Wallet®	Up to $300 Cash	Review
PNC Bank Virtual Wallet® Checking Pro	Up to $200 Cash	Review
Aspiration Spend & Save Account	$150 Cash	Review
Axos Bank Rewards Checking	$100 Cash	Review
Axos Bank Basic Business Checking	$100 Cash	Review
Acorns Spend Checking	$75 Cash	Review
TradeStation	Up to $5,000 Cash	Review
Ally Invest	Up to $3,000 Cash	Review
American Express High Yield Savings	0.40% APY	Review
BlockFi	Up To $250 BTC	Review
Voyager (code ANTJZL)	$25 In BTC	Review
Coinbase	$10 In BTC	Review